4BR/3.5BA Owner Finance Home in Sterrett, AL | $383,000

216 Lorrin Ln, Sterrett, AL 35147

Purchase price: $383,000

4 bed / 3.5 bath · 2,607 sqft · built 2023

$38,300 down · $2,600/mo

What's special

About this home

Built in 2023 in the Villages of Westover, this 4 bedroom, 3.5 bath home gives you room to spread out. Open main living area, kitchen with stone countertops and a main level primary suite. Upstairs there are three more bedrooms plus a second living area for a media room or home office. Fenced backyard, covered patio and a two car garage, minutes from Highway 280 and Chelsea shopping and dining. Owner financing available with no bank and no credit check.

Status: Available

Terms on this home

How much is the down payment on this home?

$38,300. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$2,600 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. Every Golden Path Homes home is sold at a fixed rate for the life of the agreement, and it is the same whatever your credit looks like. Ask our team for the rate on this home.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Sterrett, AL?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?