2BR/1BA Owner Finance Home in Taylorville, IL | $66,354

1011 S Cherokee St, Taylorville, IL 62568

Purchase price: $66,354

2 bed / 1 bath · 1,006 sqft · built 1900

$30,000 down · $903/mo · 6.75% fixed rate

What's special

About this home

This single-story home in Taylorville, IL offers 2 bedrooms and 1 bathroom across 1006 square feet. The exterior is finished in white siding with a pitched, shingled roof, and a covered front porch welcomes you at the entry. A detached garage sits on the property, and the yard includes mature trees and an outbuilding. Inside, bedrooms feature laminate flooring. Built in 1900, this home offers a classic footprint in a long-established setting.

Status: Available

Terms on this home

How much is the down payment on this home?

$30,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$903 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 6.75%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Taylorville, IL?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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