4BR/2.5BA Owner Finance Home in Winter Haven, FL | $311,777

1642 Teagan Ln, Winter Haven, FL 33884

Purchase price: $311,777

4 bed / 2.5 bath · 1,896 sqft

$30,000 down · $2,500/mo · 5.63% fixed rate

What's special

About this home

Tucked into a well-situated pocket of Winter Haven, this newly constructed two-story home offers 1,896 square feet of comfortable living space with 4 bedrooms and 2.5 bathrooms. A classic exterior and tidy facade create instant curb appeal, while inside, large windows fill the rooms with natural light for a bright, airy feel throughout the day. The layout is designed with everyday living in mind, offering distinct space for relaxing, dining, and entertaining without feeling cramped. It's a versatile setting whether you're hosting guests or simply enjoying a quiet evening at home. Outside, additional room for leisure and recreation rounds out the property, making this Winter Haven home a genuinely inviting place to settle in.

Status: Available

Terms on this home

How much is the down payment on this home?

$30,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$2,500 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 5.63%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Winter Haven, FL?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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