4BR/2BA Owner Finance Home in Altus, OK | $135,000

Altus, OK 73521

Purchase price: $135,000

4 bed / 2 bath · 1,792 sqft · built 1995

$38,700 down · $774/mo · 5.38% fixed rate

What's special

About this home

This single-story home in Altus, OK offers 1,792 square feet with 4 bedrooms and 2 bathrooms. The exterior is finished in siding, and inside you'll find wood flooring running through the kitchen, living room, and dining areas. The kitchen includes an island with seating and opens into the living room, which features a stone fireplace and a sliding glass door leading outside. A wood deck off the back of the home provides outdoor space, and the yard is enclosed by a wooden fence with a storage shed and an additional gazebo-style structure. Built in 1995.

Status: Available

Terms on this home

How much is the down payment on this home?

$38,700. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$774 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 5.38%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Altus, OK?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?