4BR/2BA Owner Finance Home in Beaumont, TX | $282,007

5645 Kathy Lane, Beaumont, TX 77713

Purchase price: $282,007

4 bed / 2 bath · 1,858 sqft · built 2005

$54,235 down · $2,073/mo · 2.5% fixed rate

What's special

About this home

This single-story brick home in Beaumont, TX offers 4 bedrooms, 2 bathrooms, and 1,858 square feet, built in 2005. A vaulted ceiling with a wood beam and ceiling fan opens the living area to the kitchen, which features white cabinetry, granite countertops, a tiled backsplash, and stainless steel appliances. Wood-look flooring runs throughout the main living spaces, with a bay window nook off the kitchen overlooking the fenced backyard. The primary bedroom includes a tray ceiling and an attached bathroom. A two-car garage and covered front porch complete the home.

Status: Available

Terms on this home

How much is the down payment on this home?

$54,235. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$2,073 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 2.5%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Beaumont, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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