4BR/2BA Owner Finance Home in Palm Coast, FL | $240,000

108 Beacon Mill Lane, Palm Coast, FL 32137

Purchase price: $240,000

4 bed / 2 bath · 1,837 sqft · built 2012

$40,000 down · $2,778/mo · 4.37% fixed rate

What's special

About this home

This single-story home in Palm Coast, FL offers 4 bedrooms, 2 bathrooms, and 1,837 square feet, built in 2012. The stucco exterior features stone accents and a two-car garage, with a fenced backyard. Inside, the kitchen has wood cabinetry, dark countertops, and stainless steel appliances, opening into the living area for an easy flow between spaces. Wood-look flooring runs through the main living areas, and the living room has a vaulted ceiling. The primary bathroom includes a double-sink vanity, a soaking tub, and a separate glass-enclosed shower.

Status: Available

Terms on this home

How much is the down payment on this home?

$40,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$2,778 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 4.37%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Palm Coast, FL?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

More homes near Palm Coast, FL