3BR/2BA Owner Finance Home in Longview, TX | $130,178

311 Mcgrede St, Longview, TX 75605

Purchase price: $130,178

3 bed / 2 bath · 1,400 sqft · built 1959

$39,900 down · $807/mo · 3.99% fixed rate

What's special

About this home

This single-story home in Longview, TX offers 3 bedrooms, 2 bathrooms, and 1,400 square feet. Siding exterior with a brick chimney and a carport sit beneath mature shade trees on a grassy lot. Inside, bedrooms feature carpet and ceiling fans, while a front office-style room has wood flooring. The kitchen includes light wood cabinets and a tile floor, with a breakfast bar area nearby. A covered front porch and a covered patio off the back provide outdoor sitting space, and the backyard is fenced with a storage shed. This 1959-built home offers a comfortable layout for everyday living.

Status: Available

Terms on this home

How much is the down payment on this home?

$39,900. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$807 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 3.99%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Longview, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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