3BR/2BA Owner Finance Home in St. Louis, MO | $195,926
Lovett Dr, St. Louis, MO 63136
Purchase price: $195,926
3 bed / 2 bath · 1,014 sqft · built 1954
$40,000 down · $3,022/mo · 5.7% fixed rate
What's special
- Single-Story Home
- Brick & Siding Exterior
- Stainless Steel Appliances
- Built-In Shelving
- Wood-Look Flooring
- Lower-Level Bonus Space
- Built 1954
About this home
This single-story brick and siding home in St. Louis, MO offers 3 bedrooms and 2 bathrooms across 1,014 square feet. The kitchen features white cabinetry, stainless steel appliances, and a tile backsplash, opening into a dining area with a ceiling fan. Wood-look flooring runs through the main living spaces, while a bedroom shown has carpet. The living room includes built-in shelving and a coat closet nook. A lower-level space offers additional room with a seating area. Built in 1954, this home provides a comfortable layout for everyday living.
Status: Available
Terms on this home
How much is the down payment on this home?
$40,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.
What is the monthly payment?
$3,022 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.
Is the interest rate fixed?
Yes. The rate on this home is 5.7%, fixed for the life of the agreement, and it is the same whatever your credit looks like.
Do I own the home at closing?
Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.
Is there a credit check to buy this home in St. Louis, MO?
No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.