3BR/2BA Owner Finance Home in Saginaw, MI | $86,400

Saginaw, MI 48602

Purchase price: $86,400

3 bed / 2 bath · 2,420 sqft · built 1914

$32,000 down · $678/mo

What's special

About this home

This two-story home in Saginaw, MI sits behind a covered front porch and a fenced yard. Inside, wood flooring runs through several rooms, with carpet in the living area near the staircase. The kitchen features white cabinetry, dark countertops, a tile backsplash, and an island with a stovetop. Upstairs offers additional living space with windows for natural light. The home offers 3 bedrooms and 2 bathrooms across 2,420 square feet, built in 1914.

Status: Available

Terms on this home

How much is the down payment on this home?

$32,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$678 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. Every Golden Path Homes home is sold at a fixed rate for the life of the agreement, and it is the same whatever your credit looks like. Ask our team for the rate on this home.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Saginaw, MI?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?