4BR/2BA Owner Finance Home in Saginaw, TX | $348,172

1065 Springhill Dr, Saginaw, TX 76179

Purchase price: $348,172

4 bed / 2 bath · 2,259 sqft · built 2000

$35,000 down · $2,612/mo · 5.25% fixed rate

What's special

About this home

This single-story brick home in Saginaw, TX offers 2,259 square feet with 4 bedrooms and 2 bathrooms. Inside, wood flooring runs throughout an open living area with vaulted ceilings and a tiled fireplace with a mantel. A door off the living room leads to the backyard, which is enclosed by a wood fence. The home includes a two-car garage and a covered front entry framed by brick planting beds. Built in 2000, this home offers comfortable, open living space for a buyer's next move.

Status: Available

Terms on this home

How much is the down payment on this home?

$35,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$2,612 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 5.25%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Saginaw, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

More homes near Saginaw, TX