3BR/3BA Owner Finance Home in San Marcos, TX | $387,162

San Marcos, TX 78666

Purchase price: $387,162

3 bed / 3 bath · 1,979 sqft · built 2024

$35,000 down · $3,109/mo · 3.75% fixed rate

What's special

About this home

This two-story brick home in San Marcos, TX offers 1,979 square feet with 3 bedrooms and 3 bathrooms, built in 2024. A two-car garage and covered front porch greet you at the entry. Inside, the entryway and stairs area feature wood-look flooring, while bedrooms and an upstairs living space are carpeted with ceiling fans. The fenced backyard provides outdoor space, and a narrow side yard runs along the home.

Status: Available

Terms on this home

How much is the down payment on this home?

$35,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$3,109 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 3.75%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in San Marcos, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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