4BR/3BA Owner Finance Home in Columbia, SC | $180,000

105 Brook Hollow Drive, Columbia, SC 29229

Purchase price: $180,000

4 bed / 3 bath · 2,037 sqft · built 2000

$35,000 down · $1,800/mo · 6.75% fixed rate

What's special

About this home

This two-story home in Columbia, SC offers 4 bedrooms, 3 bathrooms, and 2037 square feet. The siding exterior has a dormered roofline and a covered entry. Inside, the kitchen features white cabinets, butcher block counters, a tile backsplash, and stainless steel appliances, opening to a dining area. The living room has a fireplace and an open flow into adjoining rooms. Flooring includes tile in the kitchen and dining space and wood-look flooring through the bedrooms and living areas. A bathroom shows a granite-top vanity with double sinks. Ceiling fans appear in several rooms, and large windows bring in natural light throughout.

Status: Available

Terms on this home

How much is the down payment on this home?

$35,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,800 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 6.75%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Columbia, SC?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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