5BR/3BA Owner Finance Home in Liberal, KS | $405,000

Liberal, KS 67901

Purchase price: $405,000

5 bed / 3 bath · 3,312 sqft · built 2024

$40,000 down · $3,863/mo

What's special

About this home

This 5-bedroom, 3-bath home in Liberal, KS offers 3,312 square feet across a main level and a finished lower level. The stucco exterior features stone accents, a covered front porch, and an attached two-car garage. Inside, an open-concept kitchen and living area includes granite countertops, a tile backsplash, and an island with seating, all set over wood-look flooring. The lower level offers a spacious carpeted family room. A covered back patio overlooks the fenced yard, and the primary bathroom includes a marble-tiled walk-in shower. Built in 2024.

Status: Available

Terms on this home

How much is the down payment on this home?

$40,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$3,863 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. Every Golden Path Homes home is sold at a fixed rate for the life of the agreement, and it is the same whatever your credit looks like. Ask our team for the rate on this home.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Liberal, KS?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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