3BR/3BA Owner Finance Townhome in Winston Salem, NC | $308,000

640 Joshua Tree Ln, Winston Salem, NC 27127

Purchase price: $308,000

3 bed / 3 bath · 1,500 sqft

$40,000 down · $1,875/mo

What's special

About this townhome

This two-story townhome in Winston Salem, NC offers 3 bedrooms and 3 bathrooms across 1,500 square feet. The siding and stone-accented exterior lead to a covered entry and attached garage. Inside, wood-look flooring runs through the main living areas, with carpeted stairs leading to the upper level. Neutral walls and multiple windows bring in natural light throughout the open downstairs layout.

Status: Available

Terms on this townhome

How much is the down payment on this townhome?

$40,000. The down payment goes into a townhome you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,875 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. Every Golden Path Homes home is sold at a fixed rate for the life of the agreement, and it is the same whatever your credit looks like. Ask our team for the rate on this townhome.

Do I own the townhome at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this townhome in Winston Salem, NC?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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