3BR/2.5BA Owner Finance Home in Houston, TX | $330,000

11404 Bright Sun Dr, Houston, TX 77048

Purchase price: $330,000

3 bed / 2.5 bath · 1,996 sqft · built 2023

$50,000 down · $1,987/mo · 6.3% fixed rate

What's special

About this home

Two-story 3-bedroom, 2.5-bath home in south Houston, built in 2023 with about 1,996 square feet. Open living room and dining area, a kitchen with white cabinets, granite counters and stainless appliances, a large primary suite with a soaking tub and separate shower, an indoor laundry room, an attached two-car garage and a fenced backyard with a patio. Close to Beltway 8 and Highway 288 for a quick drive to the Medical Center and Pearland. Owner financing available, no bank needed. Reach out and our team will walk you through the numbers and set up a tour.

Status: Available

Terms on this home

How much is the down payment on this home?

$50,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,987 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 6.3%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Houston, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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