3BR/2BA Owner Finance Home in Memphis, TN | $158,637

4801 Northfield Circle, Memphis, TN 38128

Purchase price: $158,637

3 bed / 2 bath · 1,448 sqft · built 1977

$40,000 down · $1,031/mo

What's special

About this home

This single-story home in Memphis, TN offers 1,448 square feet with 3 bedrooms and 2 bathrooms. The siding exterior features a stone chimney and a covered side porch. Inside, a stone-and-wood fireplace anchors the living room, with tile flooring in the kitchen and entry and wood-look flooring in the dining and living areas. The kitchen includes a tile backsplash and granite-style countertops. Bedrooms are carpeted, and the bathroom has a glass-enclosed shower. The backyard is fenced, with a covered patio area. Built in 1977.

Status: Available

Terms on this home

How much is the down payment on this home?

$40,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,031 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. Every Golden Path Homes home is sold at a fixed rate for the life of the agreement, and it is the same whatever your credit looks like. Ask our team for the rate on this home.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Memphis, TN?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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