4BR/3.5BA Owner Finance Home in Rowlett, TX — $635,000

9709 Fairway Vista Dr, Rowlett, TX 75089

Purchase price: $635,000

4 bed / 3.5 bath · 3,967 sqft

$50,000 down · $5,800/mo

Owner financed in the sought-after Waterview community of Rowlett. No bank, no qualifying, no credit check. As long as you can handle the down payment and the monthly, you are approved. Two payment options at 7% interest: - $50,000 down at $5,800/month - $30,000 down at $6,800/month About the home: 4 bedrooms, 3.5 baths, 3,967 sqft on an 8,146 sqft lot, built in 2001, 3-car garage, private pool. Striking rock-and-brick facade and a grand foyer opening to four separate living areas. Soaring ceilings, a fireplace, and eleven new picture windows fill the home with light. Island kitchen with a breakfast-bar peninsula, white cabinetry, pantry, custom built-in banquette, and automated shades. Roughly $90,000 in improvements over the last five years including a dedicated media room and a remodeled guest bath. Luxury vinyl plank flooring throughout. HOA is $64/month. How owner finance works: the deed transfers to you at closing, just like a regular sale. The seller keeps the existing mortgage in their name, and the entire transaction is handled through a title company so both sides are protected. Your monthly payment is collected by a third-party loan-servicing company, so payments always land where they need to go. It is faster than traditional financing because there is no underwriting, and you become the homeowner at closing.

Status: Available