3BR/3BA Owner Finance Home in Spring Lake, NC | $320,914

608 Bill Shaw Road, Spring Lake, NC 28390

Purchase price: $320,914

3 bed / 3 bath · 1,486 sqft · built 2022

$25,000 down · $1,940/mo

What's special

About this home

Tucked away on a corner lot in Spring Lake, this 2022-built home offers 1,486 square feet of comfortable living space with 3 bedrooms and 3 bathrooms. Inside, an open floor plan creates an easy flow between living, dining, and kitchen areas, ideal for both everyday life and entertaining. Outside, the large backyard offers plenty of room for gardening, gatherings, or simply relaxing, and the absence of an HOA means more freedom to make the space your own. The location blends quiet, country-style surroundings with everyday convenience, sitting just minutes from Fort Bragg, local shopping, dining options, and major highways for an easy commute in any direction.

Status: Available

Terms on this home

How much is the down payment on this home?

$25,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,940 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. Every Golden Path Homes home is sold at a fixed rate for the life of the agreement, and it is the same whatever your credit looks like. Ask our team for the rate on this home.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Spring Lake, NC?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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