4BR/3BA Owner Finance Home in Spring Lake, NC | $240,840

Spring Lake, NC 28390

Purchase price: $240,840

4 bed / 3 bath · 1,601 sqft · built 1969

$45,000 down · $1,364/mo

What's special

About this home

This two-story brick and siding home in Spring Lake, NC offers 4 bedrooms and 3 bathrooms across 1,601 square feet. A covered front porch and attached carport welcome you in. Inside, the kitchen features granite countertops, white cabinetry, and stainless appliances, opening toward a dining area. Flooring includes tile in the kitchen and wood-look flooring through the living areas and bedrooms. Bathrooms include tub-shower combinations, vanity sinks, and tile flooring. A separate laundry area houses the washer and dryer. Built in 1969, this home offers comfortable living space for its next owner.

Status: Available

Terms on this home

How much is the down payment on this home?

$45,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,364 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. Every Golden Path Homes home is sold at a fixed rate for the life of the agreement, and it is the same whatever your credit looks like. Ask our team for the rate on this home.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Spring Lake, NC?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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