2BR/2BA Owner Finance Home in Port Charlotte, FL | $232,200

Gardens of Gulf Cove, Port Charlotte, FL 33981

Purchase price: $232,200

2 bed / 2 bath · 1,192 sqft · built 1975

$40,000 down · $1,595/mo · 7.25% fixed rate

What's special

About this home

This single-story home in Port Charlotte, FL offers 2 bedrooms, 2 bathrooms, and 1,192 square feet. The exterior features siding with a stone accent and a one-car garage, plus solar panels on the roof. Inside, the open living area has wood-look flooring and a ceiling fan, flowing into a kitchen with a marble-look countertop and stainless steel microwave. A screened, covered patio overlooks a fenced backyard with mature landscaping. Built in 1975, this home sits in Port Charlotte, Florida.

Status: Available

Terms on this home

How much is the down payment on this home?

$40,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,595 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 7.25%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Port Charlotte, FL?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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