2BR/2BA Owner Finance Home in Port Charlotte, FL | $223,560

Port Charlotte, FL 33981

Purchase price: $223,560

2 bed / 2 bath · 1,192 sqft · built 1975

$40,000 down · $1,585/mo

What's special

About this home

This single-story home in Port Charlotte, FL offers 2 bedrooms and 2 bathrooms across 1,192 square feet. The exterior shows siding with a stone accent and an attached one-car garage, along with a solar panel array on the roof. Inside, the kitchen features blue cabinetry, a quartz-look countertop, stainless steel appliances, and an open layout connecting to the living area. Flooring includes wood-look plank in the main living spaces and carpet in the bedrooms. Bathrooms include tile tub surrounds and a blue vanity. A screened porch off the back overlooks a landscaped yard. Built in 1975.

Status: Available

Terms on this home

How much is the down payment on this home?

$40,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,585 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. Every Golden Path Homes home is sold at a fixed rate for the life of the agreement, and it is the same whatever your credit looks like. Ask our team for the rate on this home.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Port Charlotte, FL?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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