3BR/1BA Owner Finance Home in Jacksonville, FL | $187,000

2047 Frank E Ave, Jacksonville, FL 32208

Purchase price: $187,000

3 bed / 1 bath · 1,080 sqft · built 1963

$32,000 down · $1,200/mo · 6% fixed rate

What's special

About this home

This single-story home in Jacksonville, FL offers 3 bedrooms and 1 bathroom across 1,080 square feet. Built in 1963, the exterior combines siding and block construction with a covered front porch. A paved driveway leads to the house, and a storage shed sits in the backyard. Inside, tile flooring runs through the main living areas, with ceiling fans in several rooms. The home includes a brick chimney and a fenced side yard.

Status: Available

Terms on this home

How much is the down payment on this home?

$32,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,200 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 6%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Jacksonville, FL?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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