2BR/1BA Owner Finance Home in Wichita Falls, TX | $118,127

xxxx Avenue L, Wichita Falls, TX 76309

Purchase price: $118,127

2 bed / 1 bath · 816 sqft · built 1925

$28,500 down · $783/mo · 6% fixed rate

What's special

About this home

This single-story home in Wichita Falls, TX offers 2 bedrooms and 1 bathroom across 816 square feet, built in 1925. The exterior features a stucco finish with a metal gable roof and a covered front porch. Inside, the living area has dark wood-look flooring and an open view into the kitchen, which includes dark cabinetry and a laminate countertop. The bathroom has a tub-shower combination surrounded by marble-look tile. A bedroom shown features carpet flooring and a vaulted ceiling with a ceiling fan. A wood fence encloses part of the yard.

Status: Available

Terms on this home

How much is the down payment on this home?

$28,500. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$783 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 6%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Wichita Falls, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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