4BR/3BA Owner Finance Home in Celina, TX | $440,810

1653 Cloud Cover Vw, Celina, TX 75009

Purchase price: $440,810

4 bed / 3 bath · 2,259 sqft · built 2022

$40,000 down · $3,943/mo · 6% fixed rate

What's special

About this home

This home in Celina offers an open-concept layout with four bedrooms across 2,259 square feet, built in 2022. The kitchen features an oversized island and quartz countertops, with a versatile color palette and quality finishes that suit a variety of decor styles throughout. A covered patio overlooks a spacious backyard, perfect for relaxing or entertaining outdoors. The location offers both suburban calm and city convenience, within walking distance of future amenities including new schools, parks, and a planned lagoon and waterpark. Easy access to I-75 and Highway 380 connects residents to McKinney, Allen, and Prosper, while nearby job hubs in McKinney and Frisco make commuting simple. An HOA of $116 per month helps maintain the neighborhood's shared spaces and amenities.

Status: Available

Terms on this home

How much is the down payment on this home?

$40,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$3,943 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 6%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Celina, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

More homes near Celina, TX