3BR/2BA Owner Finance Home in Port Lavaca, TX | $228,019

3330 State Hwy 238, Port Lavaca, TX 77979

Purchase price: $228,019

3 bed / 2 bath · 1,890 sqft · built 1978

$44,900 down · $1,376/mo · 3.38% fixed rate

What's special

About this home

This single-story brick home in Port Lavaca, TX offers 3 bedrooms, 2 bathrooms, and 1,890 square feet, built in 1978. The exterior combines brick and siding under a gabled roof, with a carport and an attached two-car garage for parking. A covered patio off the back of the house includes a built-in bar area, and the backyard is fully fenced with a row of palm trees along one side. Inside, bedrooms feature wood-look flooring and ceiling fans, with a mix of closet and built-in shelf storage in secondary rooms.

Status: Available

Terms on this home

How much is the down payment on this home?

$44,900. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,376 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 3.38%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Port Lavaca, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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