3BR/2BA Owner Finance Home in Humble, TX | $277,659

12806 Firbrae Dr, Humble, TX 77346

Purchase price: $277,659

3 bed / 2 bath · 1,563 sqft · built 2021

$42,000 down · $2,190/mo · 3.38% fixed rate

What's special

About this home

Built in 2021, this single-story brick home in Humble sits on a quiet street with a two-car garage and a fully fenced backyard. Inside, the open layout connects the living room, dining area and kitchen under recessed lighting and wood-look floors. The kitchen has white quartz counters, a large island with an undermount sink, gray shaker cabinets, a gas range and stainless appliances. The primary suite has a ceiling fan, a walk-in closet with built-in shelving, and a bath with double sinks, a soaking tub and a separate tiled shower. Two more carpeted bedrooms share a full hall bath, and there is a separate laundry room. This home is offered with owner financing: no bank approval, no tax returns and no 30-day underwriting. Two payment options are available, so use the slider on this page to find the one that fits. Contact us to schedule a tour.

Status: Available

Terms on this home

How much is the down payment on this home?

$42,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$2,190 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 3.38%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Humble, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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