4BR/2.5BA Owner Finance Home in Heartland, TX | $337,676

2936 Montrose Trl, Heartland, TX 75126

Purchase price: $337,676

4 bed / 2.5 bath · 2,275 sqft · built 2019

$37,000 down · $2,161/mo · 2.75% fixed rate

What's special

About this home

Built in 2019, this two-story 4 bedroom, 2.5 bath home in Heartland has 2,275 square feet on a 0.15 acre lot, just east of Dallas off US-80 near Forney. The home is move-in ready with no updates needed. Four bedrooms and two and a half baths give a growing family room to spread out, and the newer build means modern finishes and systems throughout. This home is offered with owner financing: no bank approval, no tax returns and no 30-day underwriting. The buyer takes over a fixed 2.75% loan with a monthly payment of $2,161 that includes taxes and insurance. Contact us to schedule a tour.

Status: Available

Terms on this home

How much is the down payment on this home?

$37,000. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$2,161 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 2.75%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Heartland, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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