3BR/2BA Owner Finance Home in Anna, TX | $318,571

1605 River Crossing Dr, Anna, TX 75409

Purchase price: $318,571

3 bed / 2 bath · 1,438 sqft · built 2021

$32,990 down · $2,593/mo · 6.13% fixed rate

What's special

About this home

This single-story brick home in Anna, TX offers 3 bedrooms, 2 bathrooms, and 1,438 square feet of living space, built in 2021. The open layout connects the living room, with its fireplace and ceiling fan, to a kitchen featuring white cabinetry and a tile backsplash. Wood-look flooring runs through the main living areas. The bathroom includes a glass-enclosed shower with tile surround. Outside, a two-car garage and a covered patio overlook a fully fenced backyard. HOA is $54/month.

Status: Available

Terms on this home

How much is the down payment on this home?

$32,990. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$2,593 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 6.13%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Anna, TX?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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