Find out why buyers are skipping it, then change the price, the terms or the buyer pool. When a price cut would not clear your loan, offering terms works instead: a buyer like Golden Path Homes can take over your existing mortgage payments, and your agent can bring us the offer while the listing is active.
Buyers shop by monthly payment, not just price. At today's rates, the payment on a new loan for your list price may be more than the buyers in your area can qualify for, so your house never makes their search. Other common reasons are photos that hide the house, repairs a buyer's lender will not finance, or a price set before the market cooled. Ask your agent for the showing count, the online views and what similar houses actually sold for.
Your existing loan may carry a lower rate than anything a new buyer can get. In a subject-to sale, we buy the house subject to that mortgage and take over the payment, so the low rate stays in place and the price no longer has to clear your balance plus selling costs. The closing happens at a title company, the deed is recorded with the county, and we make every payment through a third-party loan servicer. What a subject-to sale is explains it step by step.
Yes, through your agent. Your agent can bring us in as a buyer, and the commission is paid per your listing agreement. Know the trade-off before you agree: the loan stays in your name until it is paid off or refinanced, and most mortgages have a due-on-sale clause, so both belong in the written agreement. We buy as is and can close in as little as 14 days. Start at our sell page.
Tell our team about the house and the loan. No commissions, no repairs, and a closing in as little as 14 days.
Not before you ask for the data. Showings, views and recent sales usually point to price or terms, not effort.
With terms, often closer to it than a cash buyer, because the low rate on your loan carries value.
Yes. If your agent brings us the deal, the commission is paid per the listing agreement.