3BR/1BA Owner Finance Home in Gastonia, NC | $210,612

Gastonia, NC 28052

Purchase price: $210,612

3 bed / 1 bath · 1,560 sqft · built 1930

$27,500 down · $1,290/mo · 4.75% fixed rate

What's special

About this home

This single-story siding home in Gastonia, NC offers 3 bedrooms, 1 bathroom, and 1,560 square feet, built in 1930. A covered front porch with wood columns welcomes you in. Inside, the kitchen features white cabinetry, light countertops, and stainless steel appliances, opening into a dining area. Light-toned flooring runs through the main living spaces. The bathroom includes a white vanity and tub/shower combination. Outside, the grassy backyard includes a storage shed and a covered porch area, with mature trees around the property.

Status: Available

Terms on this home

How much is the down payment on this home?

$27,500. The down payment goes into a home you own: the deed is recorded in your name at closing, through a title company. If that feels like a stretch, tell our team what you have, because the down payment and the monthly payment move together.

What is the monthly payment?

$1,290 a month. A third-party company services the loan and documents every payment. A larger down payment lowers the monthly payment.

Is the interest rate fixed?

Yes. The rate on this home is 4.75%, fixed for the life of the agreement, and it is the same whatever your credit looks like.

Do I own the home at closing?

Yes. The deed is recorded in your name at closing, through a title company. This is not rent to own: there is no renting first and no option to exercise later. Close in as little as 14 days.

Is there a credit check to buy this home in Gastonia, NC?

No. No credit check, no bank and no mortgage application. Approval comes down to the down payment and steady income, and our team does a basic verification of what you earn.

Does no credit check really mean no credit check?

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