Yes. Once you sign the terms and your earnest money is received, the home is held for you through closing and not shown or sold to anyone else. Closing can happen in as little as 14 days, the deed is recorded in your name through a title company, and the written terms say how the earnest money is applied.
As of October 8, 2026: 119 homes in 25 states, down payments from $10,000 to $60,000.
A deposit that shows you are serious about a specific home. You pay it after you agree on terms and before closing, and the written terms say how it is applied at closing. The amount is set per home, and our team tells you what it is before you agree to anything.
When both things are true: the terms are signed, and your earnest money is received. From that point the home is held for you through closing. It comes off the market for everyone else, it is not shown to other buyers, and nobody can come in later with a better offer. Until both are done, the home is still available, which is why buyers who are sure about a home do not wait.
Where the written agreement says it goes, and our team tells you before you pay. Ask whether it is held at the title company handling your closing, and pay it only by a method that leaves a record. Never send earnest money by cash app or gift card to someone you have not verified; that is the most common rent-to-own scam. How to find a legit seller lists what to check first.
The written agreement states it, so read that part before you sign. Whether any of it comes back depends on the terms and on why the sale did not close. If anything about it is unclear, ask our team to walk through it with you before you pay a cent. A seller who will not put the answer in writing is a seller to walk away from.
The title company runs title on the home and prepares the deed and the settlement statement. The third-party loan servicer is set up to collect your monthly payment. On your side, you get the down payment and closing costs ready; what closing costs to expect lists them. Closing can happen in as little as 14 days, and at the closing table the deed is recorded in your name.
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It is set per home. Our team tells you the amount before you sign the terms.
No. Once the terms are signed and the earnest money is received, the home is held for you through closing.
No. Earnest money is a deposit that holds the home, and the written terms say how it is applied at closing.