Yes. Texas does not require an agent to sell a house. You can sell by owner with a title company handling the closing, or sell directly to a buyer like Golden Path Homes. A title company still runs title, holds the money and records the deed, so the sale is protected without paying a commission.
In Texas, the title company does most of the work that keeps a sale safe. It searches title for liens and judgments, holds the earnest money in escrow, prepares the closing statement, pays off or handles the existing loan, collects signatures and records the deed with the county. You still need a written contract and the state's required seller disclosure. Many sellers have a real estate attorney review the contract.
When you have little equity, a low interest rate or not much time. Because the loan is not paid off, the price does not have to clear your balance plus selling costs. We buy the house subject to your mortgage at a title company closing, and the deed is recorded with the county. We make every payment through a third-party loan servicer, so there is an independent record. You pay no commission and we buy as is. Selling fast in San Antonio shows how it works locally.
Any direct buyer should close through a real title company, not a kitchen-table deed. Ask who holds the money, who records the deed and, in a subject-to sale, who makes the payments and how you can check them. Know that the loan stays in your name until it is paid off or refinanced, and that most mortgages have a due-on-sale clause. Get every term in writing before you sign. We can close in as little as 14 days. Start at our sell page.
Tell our team about the house and the loan. No commissions, no repairs, and a closing in as little as 14 days.
Yes. Texas requires a seller disclosure notice on most home sales, with or without an agent.
It depends on the contract. In a direct sale to us, closing costs are covered in the agreement.
Your contract sets the terms. Read the termination and earnest money sections before you sign.