Rent to Own Homes in Texas

38 owner-finance homes are available now across Texas, with no bank and no credit check. Every home shows its down payment and monthly payment. Pick a city, or browse the whole list below.

Rent-to-own programs exist across Texas, but every home on this page is sold with owner financing instead: the deed is recorded in your name at closing through a title company, a third-party loan-servicing company documents every payment, and your monthly payment builds equity from day one. No bank, no credit check: approval comes down to a down payment and steady income. Across all our available Texas homes today, down payments run from $22,500 to $55,000.

Rent to own homes in Houston, TX

13742 Stabledon Dr, Houston, TX 77014

13742 Stabledon Dr, Houston, TX 77014

$306,031 · $48,000 down / $2,075/mo

5 bed · 3.5 bath · 2,608 sqft

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12207 West Village Drive, Houston, TX 77039

12207 West Village Drive, Houston, TX 77039

$128,393 · $33,000 down / $1,121/mo

2 bed · 1.5 bath · 1,619 sqft

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18922 Windy Stone Drive, Houston, TX 77084

18922 Windy Stone Drive, Houston, TX 77084

$325,000 · $33,000 down / $2,116/mo

5 bed · 3 bath · 2,458 sqft

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1523 Bodart Dr, Houston, TX 77090

1523 Bodart Dr, Houston, TX 77090

$318,771 · $45,000 down / $2,207/mo

5 bed · 2.5 bath · 2,770 sqft

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Rent to own homes in Dallas–Fort Worth, TX

Dallas, TX 75228

Dallas, TX 75228

$453,600 · $52,000 down / $3,359/mo

5 bed · 3 bath · 2,252 sqft

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1200 Main Street, Dallas, TX 75202

1200 Main Street, Dallas, TX 75202

$292,797 · $26,000 down / $2,557/mo

1 bed · 1 bath · 660 sqft

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1128 Tomahawk Drive, Dallas, TX 75253

1128 Tomahawk Drive, Dallas, TX 75253

$193,377 · $40,000 down / $1,085/mo

4 bed · 2 bath · 1,688 sqft

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Rent to own homes in Killeen, TX

7809 Platinum Drive, Killeen, TX 76542

7809 Platinum Drive, Killeen, TX 76542

$549,790 · $45,000 down / $3,059/mo

4 bed · 3 bath · 2,257 sqft

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105 Arvil, Killeen, TX 76542

105 Arvil, Killeen, TX 76542

$338,700 · $29,900 down / $2,439/mo

4 bed · 2 bath · 1,873 sqft

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3321 Johnson Dr, Killeen, TX 76549

3321 Johnson Dr, Killeen, TX 76549

$225,204 · $45,000 down / $1,500/mo

4 bed · 2 bath · 1,935 sqft

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Rent to own homes in San Antonio, TX

8911 Kenton Briar, San Antonio, TX 78240

8911 Kenton Briar, San Antonio, TX 78240

$249,403 · $36,000 down / $1,689/mo

3 bed · 2.5 bath · 1,687 sqft

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16714 Stoney Glade, San Antonio, TX 78247

16714 Stoney Glade, San Antonio, TX 78247

$330,000 · $35,000 down / $2,500/mo

4 bed · 2.5 bath · 2,399 sqft

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Rent to own homes in Aubrey, TX

9808 Elk Falls Ln, Aubrey, TX 76227

9808 Elk Falls Ln, Aubrey, TX 76227

$370,000 · $33,000 down / $2,952/mo

4 bed · 2 bath · 2,036 sqft

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Rent to own homes in Beaumont, TX

5645 Kathy Lane, Beaumont, TX 77713

5645 Kathy Lane, Beaumont, TX 77713

$282,007 · $54,235 down / $2,073/mo

4 bed · 2 bath · 1,858 sqft

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Rent to own homes in Belton, TX

1912 Yturria Drive, Belton, TX 76513

1912 Yturria Drive, Belton, TX 76513

$292,067 · $55,000 down / $1,604/mo

4 bed · 2 bath · 2,253 sqft

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Rent to own homes in Carthage, TX

436 E Sabine St, Carthage, TX 75633

436 E Sabine St, Carthage, TX 75633

$83,748 · $39,900 down / $608/mo

2 bed · 1 bath · 1,724 sqft

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Rent to own homes in Converse, TX

4623 Wild Boar Xing, Converse, TX 78109

4623 Wild Boar Xing, Converse, TX 78109

$302,194 · $22,500 down / $3,200/mo

4 bed · 2.5 bath · 2,181 sqft

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Rent to own homes in Copperas Cove, TX

934 Hobby Rd, Copperas Cove, TX 76522

934 Hobby Rd, Copperas Cove, TX 76522

$278,000 · $35,000 down / $1,700/mo

4 bed · 3 bath · 1,990 sqft

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Rent to own homes in Cypress, TX

21430 Blue Tuna Drive, Cypress, TX 77433

21430 Blue Tuna Drive, Cypress, TX 77433

$388,800 · $51,000 down / $2,995/mo

4 bed · 2 bath · 2,017 sqft

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Rent to own homes in Duncanville, TX

214 S Alexander AVE, Duncanville, TX 75116

214 S Alexander AVE, Duncanville, TX 75116

$375,246 · $41,549 down / $2,506/mo

4 bed · 2.5 bath · 1,858 sqft

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Rent to own homes in Fate, TX

Fate, TX 75087

Fate, TX 75087

$441,396 · $45,000 down / $3,698/mo

4 bed · 3 bath · 2,204 sqft

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Rent to own homes in Fort Worth, TX

8124 Hickory Upland Drive, Fort Worth, TX 76131

8124 Hickory Upland Drive, Fort Worth, TX 76131

$506,337 · $37,000 down / $3,873/mo

4 bed · 2.5 bath · 3,250 sqft

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Rent to own homes in Georgetown, TX

424 Blue Waterleaf Lane, Georgetown, TX 78626

424 Blue Waterleaf Lane, Georgetown, TX 78626

$255,450 · $45,000 down / $2,111/mo

3 bed · 2 bath · 1,660 sqft

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Rent to own homes in Grand Prairie, TX

4357 Walsh Ln, Grand Prairie, TX 75052

4357 Walsh Ln, Grand Prairie, TX 75052

$347,097 · $47,000 down / $1,833/mo

3 bed · 3 bath · 1,774 sqft

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Rent to own homes in Hurst, TX

1144 Norwood Dr, Hurst, TX 76053

1144 Norwood Dr, Hurst, TX 76053

$308,623 · $45,000 down / $2,155/mo

3 bed · 2 bath · 1,534 sqft

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Rent to own homes in Longview, TX

311 Mcgrede St, Longview, TX 75605

311 Mcgrede St, Longview, TX 75605

$130,178 · $39,900 down / $807/mo

3 bed · 2 bath · 1,400 sqft

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Rent to own homes in Luling, TX

Luling, TX 78648

Luling, TX 78648

$187,000 · $40,000 down / $1,268/mo

2 bed · 1 bath · 1,048 sqft

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Rent to own homes in Magnolia, TX

Magnolia, TX 77354

Magnolia, TX 77354

$314,439 · $38,000 down / $2,845/mo

4 bed · 3 bath · 2,315 sqft

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Rent to own homes in North Richland Hills, TX

7008 Riviera Dr, North Richland Hills, TX 76180

7008 Riviera Dr, North Richland Hills, TX 76180

$351,898 · $50,500 down / $2,781/mo

4 bed · 3 bath · 2,514 sqft

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Rent to own homes in Pflugerville, TX

Pflugerville, TX 78660

Pflugerville, TX 78660

$356,539 · $37,000 down / $2,601/mo

4 bed · 3 bath · 2,401 sqft

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Rent to own homes in Princeton, TX

314 Stone Court, Princeton, TX 75407

314 Stone Court, Princeton, TX 75407

$322,920 · $30,000 down / $1,993/mo

3 bed · 2 bath · 1,586 sqft

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Rent to own homes in Round Rock, TX

1531 North Red Bud Lane, Round Rock, TX 78665

1531 North Red Bud Lane, Round Rock, TX 78665

$494,619 · $52,000 down / $3,725/mo

4 bed · 3 bath · 2,416 sqft

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Rent to own homes in Royse City, TX

2127 Mossbrook Dr, Royse City, TX 75189

2127 Mossbrook Dr, Royse City, TX 75189

$363,000 · $25,000 down / $3,380/mo

4 bed · 3 bath · 2,153 sqft

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Rent to own homes in Saginaw, TX

1065 Springhill Dr, Saginaw, TX 76179

1065 Springhill Dr, Saginaw, TX 76179

$348,172 · $35,000 down / $2,612/mo

4 bed · 2 bath · 2,259 sqft

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Rent to own homes in Saint Hedwig, TX

4111 Fort Palmer Blvd, Saint Hedwig, TX 78152

4111 Fort Palmer Blvd, Saint Hedwig, TX 78152

$287,800 · $25,000 down / $1,800/mo

4 bed · 3 bath · 2,472 sqft

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Rent to own homes in Seguin, TX

1014 Alma Drive, Seguin, TX 78155

1014 Alma Drive, Seguin, TX 78155

$287,000 · $40,000 down / $2,026/mo

3 bed · 2 bath · 1,613 sqft

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Rent to own homes in Taylor, TX

2100 Heights Blvd, Taylor, TX 76574

2100 Heights Blvd, Taylor, TX 76574

$221,721 · $45,000 down / $1,598/mo

3 bed · 2 bath · 1,892 sqft

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Rent to own homes in Temple, TX

717 Friar Tuck Dr, Temple, TX 76502

717 Friar Tuck Dr, Temple, TX 76502

$292,935 · $30,000 down / $2,072/mo

4 bed · 3 bath · 1,788 sqft

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Rent to own homes by city in Texas

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