Rent to Own Homes in Texas

38 owner-finance homes available now across Texas — no bank, no credit check. Every home shows its down payment and monthly payment. Pick a city, or browse the whole list below.

Rent-to-own programs exist across Texas, but every home on this page is sold with owner financing instead: the deed is recorded in your name at closing through a title company, a third-party loan-servicing company documents every payment, and your monthly payment builds equity from day one. No bank, no credit check — approval comes down to a down payment (typically $20,000 to $40,000) and steady income.

Rent to own homes in San Antonio, TX

9514 Cord Grass, San Antonio, TX 78254

9514 Cord Grass, San Antonio, TX 78254

$5,000 down / $3,500/mo

4 bed · 2 bath · 1,700 sqft

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8707 Adhinger, San Antonio, TX 78245

8707 Adhinger, San Antonio, TX 78245

$233,820 — $35,000 down / $2,031/mo

3 bed · 2 bath · 1,356 sqft

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155 Antler Bend, San Antonio, TX 78253

155 Antler Bend, San Antonio, TX 78253

$340,000 — $40,000 down / $2,257/mo

4 bed · 2 bath · 2,580 sqft

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451 Ambush Ridge, San Antonio, TX 78220

451 Ambush Ridge, San Antonio, TX 78220

$210,000 — $40,000 down / $1,889/mo

3 bed · 2 bath · 1,225 sqft

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13631 Earlywood Street, San Antonio, TX 78233

13631 Earlywood Street, San Antonio, TX 78233

$222,000 — $40,000 down / $1,746/mo

3 bed · 2 bath · 1,617 sqft

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323 Moselle Ave, San Antonio, TX 78237

323 Moselle Ave, San Antonio, TX 78237

$241,162 — $51,264 down / $650/mo

3 bed · 3 bath · 1,100 sqft

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425 San Blas, San Antonio, TX 78214

425 San Blas, San Antonio, TX 78214

$207,360 — $45,000 down / $1,600/mo

4 bed · 2 bath · 1,568 sqft

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Rent to own homes in Denton, TX

1914 Emerson Ln, Denton, TX 76209

1914 Emerson Ln, Denton, TX 76209

$428,301 — $50,000 down / $3,016/mo

4 bed · 3 bath · 2,759 sqft

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Denton, TX 76207

Denton, TX 76207

$385,115 — $38,000 down / $2,700/mo

3 bed · 2 bath · 1,633 sqft

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3804 Drexel Dr, Denton, TX 76210

3804 Drexel Dr, Denton, TX 76210

$43,200 — $55,000 down / $3,800/mo

4 bed · 2.5 bath · 2,862 sqft

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Rent to own homes in Forney, TX

FORNEY, TX 75126

FORNEY, TX 75126

$248,400 — $45,000 down / $2,056/mo

3 bed · 2 bath · 1,722 sqft

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442 Diamond Creek Dr, Forney, TX 75126

442 Diamond Creek Dr, Forney, TX 75126

$394,382 — $50,500 down / $2,976/mo

5 bed · 3 bath · 3,040 sqft

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Rent to own homes in Fort Worth, TX

Fort Worth, TX 76137

Fort Worth, TX 76137

$344,000 — $55,000 down / $2,858/mo

3 bed · 2 bath · 1,671 sqft

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8721 Hunters Trl, Fort Worth, TX 76123

8721 Hunters Trl, Fort Worth, TX 76123

$300,000 — $50,000 down / $2,091/mo

4 bed · 2.5 bath · 2,577 sqft

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Rent to own homes in Houston, TX

Houston, TX 77029

Houston, TX 77029

$126,672 — $35,000 down / $1,408/mo

3 bed · 1 bath · 948 sqft

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17704 Kings Park Lane, Houston, TX 77058

17704 Kings Park Lane, Houston, TX 77058

$168,480 — $40,000 down / $1,154/mo

2 bed · 2.5 bath · 1,282 sqft

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Rent to own homes in Killeen, TX

Near Fort Hood, Killeen, TX

Near Fort Hood, Killeen, TX

$199,278 — $45,000 down / $1,544/mo

4 bed · 2 bath · 1,935 sqft

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3321 Johnson Dr, Killeen, TX

3321 Johnson Dr, Killeen, TX

$216,000 — $45,000 down / $1,550/mo

4 bed · 2 bath · 1,935 sqft

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Rent to own homes in Austin, TX

6420 Carriage Pines Drive, Austin, TX 78617

6420 Carriage Pines Drive, Austin, TX 78617

$45,000 down / $2,394/mo

3 bed · 3 bath · 1,665 sqft

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Rent to own homes in Castroville, TX

Castroville, TX 78009

Castroville, TX 78009

$291,761 — $40,000 down / $2,261/mo

3 bed · 3 bath · 1,774 sqft

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Rent to own homes in Celina, TX

1432 Bettolo Drive, Celina, TX 75009

1432 Bettolo Drive, Celina, TX 75009

$610,200 — $32,000 down / $4,319/mo

5 bed · 3.5 bath · 3,314 sqft

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Rent to own homes in Conroe, TX

8105 Tranquil Lake Way, Conroe, TX 77385

8105 Tranquil Lake Way, Conroe, TX 77385

$21,600 — $40,000 down / $3,955/mo

4 bed · 4 bath · 3,485 sqft

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Rent to own homes in Crowley, TX

209 Hudson Ave, Crowley, TX 76036

209 Hudson Ave, Crowley, TX 76036

$270,000 — $50,000 down / $2,500/mo

3 bed · 2 bath · 1,248 sqft

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Rent to own homes in Dallas–Fort Worth, TX

Dallas County, Dallas, TX 75224, Dallas, TX 75224

Dallas County, Dallas, TX 75224, Dallas, TX 75224

$28,000 — $43,000 down / $2,165/mo

3 bed · 2 bath · 1,322 sqft

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Rent to own homes in Desoto, TX

208 Connie Drive, Desoto, TX 75115

208 Connie Drive, Desoto, TX 75115

$280,800 — $40,000 down / $2,200/mo

3 bed · 2 bath · 1,927 sqft

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Rent to own homes in El Paso, TX

14913 Tierra Isaiah Ave, El Paso, TX 79938

14913 Tierra Isaiah Ave, El Paso, TX 79938

$213,549 — $25,000 down / $1,878/mo

3 bed · 2 bath · 1,631 sqft

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Rent to own homes in Ennis, TX

1109 Odlozil Lane, Ennis, TX 75119

1109 Odlozil Lane, Ennis, TX 75119

$280,288 — $40,000 down / $2,190/mo

3 bed · 2 bath · 1,515 sqft

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Rent to own homes in Georgetown, TX

933 Meadow Ridge Loop, Georgetown, TX 78626

933 Meadow Ridge Loop, Georgetown, TX 78626

$361,139 — $25,000 down / $2,815/mo

3 bed · 3 bath · 1,880 sqft

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Rent to own homes in Kyle, TX

1375 Amy Drive, Kyle, TX 78640

1375 Amy Drive, Kyle, TX 78640

$262,738 — $40,000 down / $1,904/mo

3 bed · 2 bath · 1,580 sqft

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Rent to own homes in Livingston, TX

Livingston, TX 77351

Livingston, TX 77351

$110,000 — $37,000 down / $1,025/mo

3 bed · 1 bath · 1,450 sqft

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Rent to own homes in Manor, TX

Manor, TX 78653

Manor, TX 78653

$331,730 — $27,000 down / $2,907/mo

4 bed · 3 bath · 1,909 sqft

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Rent to own homes in New Braunfels, TX

New Braunfels, TX 78130

New Braunfels, TX 78130

$220,000 — $40,000 down / $2,500/mo

3 bed · 2 bath · 1,800 sqft

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Rent to own homes in Rosharon, TX

830 Modesto DR, Rosharon, TX 77583

830 Modesto DR, Rosharon, TX 77583

$332,640 — $50,000 down / $2,109/mo

4 bed · 2.5 bath · 2,626 sqft

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Rent to own homes in Rowlett, TX

9709 Fairway Vista Dr, Rowlett, TX 75089

9709 Fairway Vista Dr, Rowlett, TX 75089

$635,000 — $50,000 down / $5,800/mo

4 bed · 3.5 bath · 3,967 sqft

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Rent to own homes in Saginaw, TX

1209 Beestone Dr, Saginaw, TX 76131

1209 Beestone Dr, Saginaw, TX 76131

$393,183 — $50,000 down / $2,900/mo

4 bed · 3 bath · 2,303 sqft

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Rent to own homes in Santa Fe, TX

13013 Cobalt Cove Ct, La Marque, Tx 77568, Santa Fe, TX 77510

13013 Cobalt Cove Ct, La Marque, Tx 77568, Santa Fe, TX 77510

$445,713 — $45,000 down / $3,480/mo

4 bed · 3 bath · 2,364 sqft

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Rent to own homes in Temple, TX

907 Old Glory Court, Temple, TX 76502

907 Old Glory Court, Temple, TX 76502

$290,000 — $30,000 down / $2,313/mo

4 bed · 2 bath · 1,691 sqft

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Rent to own homes in Tomball, TX

1418 Green Tree Drive, Tomball, TX 77375

1418 Green Tree Drive, Tomball, TX 77375

$299,776 — $15,000 down / $3,700/mo

3 bed · 2 bath · 2,243 sqft

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Rent to own homes by city in Texas

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